- Stephen's parents' house
Stephen explains that he and Mal have paid off one of Stephen's most taxing student loans. Part of the reason is that he and Mal are unable to get a decent loan for a house with their current state of debt. This was also the loan with the highest interest rate, so it was important to get it out of the way quickly. They are both still in debt, but this is certainly a step in the right direction.
Stephen implores the viewers to truly do their research and understand their finances before taking out a loan for college.